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Message: [QUOTE="Renegade, post: 3680500, member: 1928"] My wife was in a standard rear-ender years ago (yeah yeah), didn't lawyer up (was young and didn't really think to), had neck issues for years (still ongoing) that would've been covered by insurance payouts if she had. It's purely about covering your own arse incase there's any complications down the line - why shouldn't they be entitled to something, why should they cover any ongoing issues from something that wasn't their fault? [/QUOTE]

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