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Message: [QUOTE="Broncosarethebest, post: 3683933, member: 15846"] With my experience it comes down to what you're willing to pay to cover it (if you're handing the keys to a young footballer you'd assume you'd be paying the highest price). You can get commercial insurance for cars where the drivers have to blow 0.00 for alcohol test after a crash otherwise insurance is void (this is cheaper). Know a guy who went this option and regretted it when an employee crashed after a few beers the night before, was well under 0.05 but wasn't 0.00, insurance said not our problem, employee didn't break the law (and wasn't aware of this clause). Under the influence of drugs would definitely void it, you'd assume no license would do it to. I thought no licence would even void the CTP? [/QUOTE]

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