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Message: [QUOTE="Renegade, post: 2918474, member: 1928"] I wasn't with NRMA when my house got flooded and declared unliveable in the 2008 Gap storms, I was with CommInsure (PS don't use this company people), but they tried to wiggle out of my claim because their wording was, well see, it wasn't from falling rain but rising creek waters, so this no longer defines it as flood coverage under their terms. I believe "flash flooding" is also a grey area under a lot of flood coverage plans. I ended up getting my claim when I said if I don't have money in my account by Friday I will go straight to the media about this, but the point is, insurance companies are assholes all the same. It is all one way traffic, ie give them your money but never pay out due to obtuse wording. I agree in some cases people have not paid attention, like purchasing a property in a well known flood zone and then wondering why they're not covered, but in a lot of cases insurance companies simply don't want to pay out because it effects their bottom line and thus, their shareholders. They are pricks. [/QUOTE]

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