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Message: [QUOTE="john1420, post: 3109889, member: 2077"] No I don't think it does. I sit on a Board of Governors and what we want is realism, not pie in the sky optimism. If we are forecasting a lean year financially, we will report that and say we might only make 5% surplus this year when our benchmark is 10%. That doesn't mean we are satisfied with 5% but you have to balance targets with what is realistically achievable with the current resources. [/QUOTE]

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